Everything you need
Coverage that protects more than just your house — it protects your life.
At Protecty Insurance Agency, we understand that your home is one of your most important investments. It’s where you raise your family, build your future, and keep what matters most. That’s why we offer tailored homeowners insurance policies designed to safeguard your property, belongings, and personal liability from unexpected events.
Whether you’re a homeowner, a condo owner, or a renter, we’re here to guide you through every step and help you choose the right protection for your situation.
Homeowner Insurance
A homeowner policy is an insurance plan that protects your home, personal belongings, and liability. It covers damages caused by events like fire, theft, storms, or vandalism.
includes:
Dwelling coverage (your home’s structure)
Personal property (furniture, electronics, etc.)
Liability protection (if someone gets injured on your property)
Additional living expenses (if you need to live elsewhere during repairs)
Renter's Insurance
Renters insurance is a policy that protects your personal belongings inside a rented home or apartment. It also includes liability coverage in case someone gets injured in your space or you accidentally damage someone else's property.
cover:
Theft
Fire or smoke damage
Water damage (not flood)
Vandalism
Temporary living expenses if the rental becomes uninhabitable
Flood Insurance
Flood insurance is a separate policy that protects your property and belongings from damage caused by flooding... Did you Know!, something that most standard homeowners or renters insurance does not cover.
cover:
Structural damage to your home
Electrical and plumbing systems
Flooring and walls
Personal belongings like furniture and appliances